* {
  box-sizing: border-box;
}


body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color: #00254d;
  background: url("bg-main.png") center 260px / 520px auto no-repeat fixed;
  background-color: #ffffff;
  background-color: #ffffff;
}


.page-overlay {
  background-color: rgba(255,255,255,0.75);
}


a {
  text-decoration: none;
  color: inherit;
}

/* Topbar */

.topbar {
  background: #003273;
  color: #ffffff;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.allianz-logo-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
}

.allianz-logo-img {
  height: 34px;
  width: 34px;
}

.allianz-text-block {
  display: flex;
  flex-direction: column;
}

.allianz-text {
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.03em;
}

.allianz-sub {
  font-size: 13px;
  opacity: 0.9;
}

.topbar-right {
  background: #002557;
  padding: 10px 18px;
  border-radius: 999px;
  text-align: right;
  min-width: 180px;
}

.topbar-label {
  font-size: 12px;
  opacity: 0.9;
}

.topbar-phone {
  font-weight: 700;
  font-size: 15px;
}

/* Main wrapper with subtle logo watermark on white sections */
.main-area {
  background: transparent;
}


/* Hero - full image */

.hero {
  width: 100%;
  height: 360px;
  background: url("hero-allianzaile.webp") center top/cover no-repeat;
}

/* CTA under hero */

.cta-under-hero {
  padding: 24px 16px 10px;
  background: transparent;
}

.cta-inner {
  max-width: 1100px;
  margin: 0 auto;
  text-align: left;
}

.cta-text {
  margin: 0 0 14px;
  font-size: 15px;
  color: #003273;
}

.hero-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* Buttons */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
  border: none;
}

.btn-primary {
  background: #0050a0;
  color: #ffffff;
}

.btn-secondary {
  background: #00a381;
  color: #ffffff;
}

.btn-outline {
  border: 1px solid #0050a0;
  color: #0050a0;
  background: #ffffff;
}

.btn-full {
  width: 100%;
}

/* Sections */

.section {
  padding: 32px 24px 36px;
}

.section-header {
  max-width: 1100px;
  margin: 0 auto 20px;
}

.section-header h2 {
  margin: 0 0 4px;
  font-size: 24px;
}

/* White sections box style */

.white-section {
  position: relative;
  z-index: 1;
}

/* Ürünler */

.products {
  background: transparent;
}

.product-grid {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.product-card {
  background: #ffffff;
  border-radius: 12px;
  padding: 18px 16px;
  border: 1px solid #c2cee5;
  box-shadow: 0 3px 10px rgba(0, 27, 68, 0.04);
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;
}

.product-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 20px rgba(0, 27, 68, 0.16);
  border-color: #0050a0;
}

.product-icon {
  font-size: 22px;
}

.product-title {
  font-weight: 600;
  font-size: 15px;
}

.product-link {
  font-size: 13px;
  color: #0050a0;
  margin-top: 6px;
}

/* Flow */

.flow-steps {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  gap: 18px;
}

.flow-step {
  background: #ffffff;
  border-radius: 12px;
  padding: 16px 18px;
  border: 1px solid #d2d9ea;
  box-shadow: 0 2px 8px rgba(0, 27, 68, 0.06);
}

.flow-step h3 {
  margin: 0 0 6px;
  font-size: 16px;
}

.flow-step p {
  margin: 0;
  font-size: 14px;
}

.flow-cta {
  max-width: 1100px;
  margin: 20px auto 0;
}

/* Form + Why */

.form-and-why {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  max-width: 1100px;
  margin: 0 auto;
}

.form-box,
.why-box {
  flex: 1 1 280px;
  background: #f7f9fc;
  border-radius: 12px;
  padding: 20px 18px;
  border: 1px solid #d2d9ea;
  box-shadow: 0 2px 8px rgba(0, 27, 68, 0.06);
}

.form-box h2,
.why-box h2 {
  margin-top: 0;
  margin-bottom: 8px;
}

.form-box p {
  margin-top: 0;
  font-size: 14px;
  margin-bottom: 12px;
}

.contact-form input,
.contact-form select {
  width: 100%;
  padding: 10px 12px;
  margin-bottom: 10px;
  border-radius: 8px;
  border: 1px solid #cfd6e6;
  font-size: 14px;
}

.contact-form input:focus,
.contact-form select:focus {
  outline: 2px solid #0050a0;
  outline-offset: 1px;
}

.why-box ul {
  margin: 0;
  padding-left: 18px;
  font-size: 14px;
}

.why-box li + li {
  margin-top: 6px;
}

/* FAQ */

.faq {
  background: transparent;
}

.faq-item {
  max-width: 1100px;
  margin: 0 auto 16px;
  background: #ffffff;
  border-radius: 12px;
  padding: 14px 16px;
  border: 1px solid #d2d9ea;
  box-shadow: 0 2px 8px rgba(0, 27, 68, 0.05);
}

.faq-item h3 {
  margin: 0 0 6px;
  font-size: 15px;
}

.faq-item p {
  margin: 0;
  font-size: 14px;
}

/* Footer */

.site-footer {
  background: #003273;
  color: #ffffff;
  padding: 22px 16px 14px;
}

.footer-main {
  max-width: 1100px;
  margin: 0 auto 10px;
  font-size: 13px;
}

.footer-title {
  font-weight: 600;
  margin-bottom: 4px;
}

.footer-line + .footer-line {
  margin-top: 2px;
}

.footer-copy {
  text-align: center;
  font-size: 12px;
  opacity: 0.8;
}

/* Responsive */

@media (max-width: 900px) {
  .hero {
    height: 280px;
  }

  .cta-inner {
    text-align: center;
  }

  .hero-buttons {
    justify-content: center;
  }
}

@media (max-width: 768px) {
  .product-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .topbar {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }

  .topbar-right {
    align-self: stretch;
    text-align: center;
  }
}

@media (max-width: 520px) {
  .product-grid {
    grid-template-columns: 1fr;
  }
}



.topbar-home {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  color: inherit;
}

.topbar-home:hover {
  opacity: 0.9;
  cursor: pointer;
}

.topbar-phone-link {
  text-decoration: none;
  color: inherit;
}

.topbar-phone-link:hover .topbar-phone {
  text-decoration: underline;
}

.product-card.primary-card {
  background-color: #003580;
  color: #ffffff;
}

.product-card.primary-card .product-title,
.product-card.primary-card .product-link {
  color: #ffffff;
}

.faq-item.faq-highlight {
  background-color: #003580;
  color: #ffffff;
}

.faq-item.faq-highlight h3,
.faq-item.faq-highlight p {
  color: #ffffff;
}

.flow-cta .btn {
  margin: 4px;
}

.btn.btn-whatsapp {
  background-color: #25D366;
  color: #ffffff;
  border-radius: 999px;
  padding: 10px 18px;
  font-weight: 600;
  border: none;
}

.btn.btn-whatsapp:hover {
  opacity: 0.9;
}

.whatsapp-float {
  position: fixed;
  right: 18px;
  bottom: 18px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background-color: #25D366;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 4px 12px rgba(0,0,0,0.25);
  z-index: 999;
}

.whatsapp-float:hover {
  opacity: 0.9;
}